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Breast Implants Finance

Breast Implants Finance Guide

Breast implants, popularly known as boob job, involve enlargement or changing the shape of the breasts. A Boob job is the most sought-after cosmetic surgery in the UK. More often than not, boob jobs are for cosmetic purposes, apart from a few medical reasons; like cancer patients who have had their boob removed, which are covered by insurance. Other elective plastic surgery procedures, including breast augmentation surgery is not covered by health insurance. So, all related expenses for cosmetic breast implants are to be covered by the individual; which can be really high. For this reason, most plastic surgeons or clinics offer breast implant financing options to make covering these costs attainable. There are a few types of boob job financing. Although not certainly the case with all surgeons, there are some doctors who work directly with patients creating a payment structure and payment plan. Of course patients may be expected to pay not only for their surgery, but also the interest payments. On the other hand, there are doctors who do not offer breast augmentation financing and expect all fees to be paid upfront. For such types, patients can look to a number of private funding sources offered by various banks. The other most common types of breast implants financing options in the UK are: Low Monthly Payment Plans: This plan involves paying a substantial amount of the full balance in a one-off payment; followed-up by monthly payments. Companies that offer low monthly payment plans do not generally add any interest to the monthly payments, so the price remains the same as if it were paid in full. Typical deals involve paying around 65% of the balance in one payment and completing the payment plan in either 10 months to even 5 years. Make Yourself Amazing(MYA), a popular cosmetic clinic in the UK for example, allows the remaining balance to be paid-off over the duration of 12 months, with no added interest. Buy Now Pay Later scheme: Typically with this type of option, you can book and have your surgery and have a payment holiday of up to 6 months. After this time you can choose to either pay-off the balance for your treatment in full or choose to pay over an extended period of time, with a fixed interest rate. Transform, for example, offers patients the chance to pay-off the balance over 36 months at 15.9% APR. 0% Finance: This option is very common with many clinics. Typically, companies or clinics will lend you anything from £500 to £15000; which can be paid back, interest free, over 10 months. Loans can be agreed in a matter of hours, depending on your credit rating, and with all the relevant documentation provided. Loans are typically agreed on a case-by-case basis, so in many cases, you do not need to worry about your credit rating and history as unsecured loans are also offered to help those with bad credit rating reach their goal.

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